Madagascar, Africa

MAD01 - Project Namana Micro-Finance Programme


Partnership Ref.:

MAD01

Partner:

Hanitra Andrianomanana - OM

Commenced:

6/06/2012

Funding Status:

Completed - Self-sustaining

Partnership Type:

Micro-enterprise / Micro-loans

Funding Size:

$0 - $2,999

Annual Budget:

US$ 0

Connected To:

MAD02a , ZAM13

Madagascar


Population: 21.9 million

Life Expectancy: 65 years

GDP: US$458 per capita

Unemployed: %

90% earn less than US$2/day


Partnership Overview

Very poorNamana is the Malagasy word for friend, and expresses the desire of the Operation Mobilisation (OM) team to come alongside the socially and economically isolated poor of Madagascar and to give them a better future through micro‐loans. 

As a result of the Madagascar political crisis of 2009, thousands of Malagasy people are suffering under the yoke of poverty, in fact 80% of the population live under the poverty line. With little or no entrepreneurial skills and living on less than US$1 a day, the future seems bleak.

Starting the first Christian micro-finance programme in Madagascar has been a long-time dream for OM Madagascar. The participants receive an amount from US$10 to US$100 depending on their business plan.  They are being equipped both financially and spiritually as they receive training in entrepreneurial skills, Biblical values and basic economics. Accountability is also facilitated through trained church members who have partnered with OM Madagascar for Project Namana.

Own businessThe manager of the project Hanitra (Yant) says, “The goal is that within one year, the recipient will have established a viable business, be able to manage their own finances and provide for their families independently.” 

History of Partnership

Since 2004 Bright Hope World has been partnering with Operation Mobilisation in Zambia (previously Pro Christo) to train and equip the African church for the task of missions.  Yant joined Pro Christo in Kabwe, Zambia in 2003 and after completing her training joined the OM team in Madagascar.  

In 2012 Bright Hope World commenced partnering with her.  

Beneficiaries

The target group of recipients is 50 individuals living on less than US$1 a day.

What We Like About The Partnership

Yant is a local with a real passion for her people and a good team around her. There is a good balance between caring for the poor and proclaiming the good news to people who need to hear it. Being part of a wider team, OM, gives her the ongoing support and accountability she needs in a difficult place. 

 

Key People

Leadership Profile

Love for poorHanitra 
Yant was born in Madagascar into a big family with ten children. She lost both her parents at a young age and this impacted her in such a way that she came to embrace God’s love and care when was 12. She accepted Jesus when one of her neighbours shared about Him with her.

As she was growing up and experiencing the various difficulties and struggles of life she learnt to understand people in need. She desires to share the gospel of Jesus Christ in its fullness – that it does not deal with an individual's spiritual needs only but addresses their lives as a whole. In 2003 she went for missionary training at Pro Christo in Zambia which helped her to see the reality with a Biblical perspective. She has also undertaken academic studies in Economy and Management.

After completing her training she returned to her home country of Madagascar. The Namana project was born out of her desire to alleviate poverty. She feels people have to understand that poverty is not only about economy but also broken relationships. Her long-term vision therefore is to help people have restored relationships with God, themselves, and their neighbours.

Other People Involved

OM Madagascar team

 

Vision And Annual Strategy

The vision is to come alongside the socially and economically isolated poor of Madagascar and give them a better future through a micro‐loan programme, training in entrepreneurial skills, Biblical values and basic economics.

The major strategy is based around lending people a small amount of money so they can start up small businesses and become economically self-sustaining. 

 

Personal Testimony

Real "Life Change" Stories

furniture businessNoromamy
When Noromamy’s husband lost his job as a security guard at the bank, and they lost the middle of their three sons to cancer, it seemed all hope was lost. Her son was just 17 when he lost his life after a long battle with cancer. The family had spent all the money they had on his medical fees and were now confined to living in a tiny 6m2 house with a small yard.

The family felt not only depressed emotionally, but also socially isolated from the community. They began a furniture business, but without money to buy wood, they had to charge their customers in advance for half the cost of the furniture. Often, the only wood they were able to afford was not dry enough – further driving down the cost of their product.

Before receiving the loan from Project Namana it was difficult to afford a daily plate of rice for their family of four, and often they had to pay the grocer late in order to eat that day. In addition, their two sons’ school fees were no longer affordable and the costs were piling up.

The family has received 200,000 ariary (US$100) to boost their furniture business – which includes building beds, tables, chairs, etc. Noromamy says, “People trust us more because we don’t ask them to pay in advance anymore the half of the costs of the furniture they order. We can now provide the daily need of rice for the family and we can pay our sons' school fees every month.”

Their dreams for the future are to extend their place of work separately from their house, and buy more chickens to farm. She continues, “We are excited and thank God that the church could meet the need of us through the NAMANA project and it means a lot.”

They also now attend the daily Bible reading and study group at their local church. Noromamy and her family have expressed a desire to grow in the Lord after having experienced His provision through Project Namana.

Sewing businessMadame Olga
Madame Olga is 56 years old; she has 4 children, 2 of which are still in school. She used to wash clothes and iron for people 3 days a week, this laborious work paid only US$1.50 per day, which was less than US$5 per week to provide for her family. She began to feel the strain of her work as she was getting older, and her salary stretched thinner. When she heard of the NAMANA project at church she applied in the hope that she might be able to begin a sewing business, which would increase her income and be much less strenuous.

Madame Olga was accepted to the project and offered a US$100 loan. With US$40 of the loan she was able to purchase a good second-hand sewing machine and clothing material at the market, at US$2.50/kg. She currently uses 7kg of material a week, creating 100 pairs of shorts per week at 400 ariary each (approx 0.25 USD). She explains, “I have started to make shorts and clothes for children that other people then take to the rural areas. In the rural places many people don’t buy with money because they do not have any, but they exchange it with some products they are growing like rice, potatoes, etc. Then they sell it at the closest town to pay me with money.” Through this process she is able to pay back the initial loan.

Her income has increased dramatically, and the work is not as taxing, allowing her to be more healthy and rested. She has found thankfulness to God in her heart, and dreams of her business growing.

Madame Olga says, “I am just a new believer. My husband is not yet a born again Christian, but he also sees God’s grace and mercy and provision in our lives through the project.”